Lack
It's frustrating not having money, on many levels. First, there's the judgment. Everyone feels the right to inspect your life, so they can point out what you're doing wrong. To point out where your fatal mistake was. To a certain degree it seems like they're doing that to make themselves better. I have run out of money because of this specific error. But they would never make that error, so they will never become the shit I am. Better me than them - as hard as this is, I have never been very high up, so this isn't as hard a fall as it would be for some.
Multi-millionaires are now only millionaires. They have to travel within the country rather than internationally. Maybe they even have to fly coach. I have not slept through the night in months. I wake up with bile in my throat all the time. I stay at home because I can not bring myself to pay the $1.50 to take the bus anywhere. When I do take the bus somewhere I am in a rush the entire time. The last thing I want to have happen is to go over the time limit and have to spend another $1.50 to get home.
It's frustrating to not be able to invest in things, no matter how financially beneficial they may be to my future. Last Saturday I had to take the bus to another part of the city for a job (application). I was at the bus stop early, but the bus was even earlier and pulled away just as I got there. I ran down to another bus stop. Missed that bus too. Panic set in. It was hard enough to spend $1.50 for the bus, now I was contemplating spending over $10 on taking a cab, because I couldn't risk being late. (Ultimately I took three buses and got there five minutes early.)
Golden Boy is letting me borrow his car this weekend, and I was going to ask if he minded if I used it to go over to Target, to buy some cleaning and paper supplies I need. The kitchen sponge is falling apart and I barely have any Tide left, for example. Toilet paper is low. But there's no point, because I can't afford it. I will have to hope that 9 a.m. buys new sponges. I will have to wait.
A couple of years ago I used to try to encourage a friend to buy supermarket items (that didn't spoil) that were bigger, pointing out how they cost less per ounce. Each time she'd reject my idea, saying she couldn't afford it. I apologized to her about a month ago. I don't know how she didn't smack me.
It's frustrating at this time of year, especially. Every commercial is about holiday shopping. Everything you see out there has to do with consumerism. Sales. Buy things to stimulate the economy. I hear snippets of news that the idea of lowering interest rates for items bought in December is being tossed around. In an effort to encourage people to shop. To stimulate the economy. That won't help me.
I love my family, I love my friends. I would love to be able to give them things when I stumble across that perfect present. It would be nice to see a movie. It would feel wonderful to show people my appreciation for their generosity by doing more than just sending a thank you note.
My cousin on the East Coast wants to come out to San Francisco next spring. She gently inquired about staying with me, spending a few days here to explore the city. I want to say yes, of course. This is the type of relationship I have always wanted to have with my cousins. That I've always wanted to have as an adult, living on my own. But I'm hesitant to tell her to come. Even if I got a job tomorrow, I am so far in debt that five months from now I won't have enough money to show someone around the city.
So much of what we do involves money, especially living in a city. Even if I just wanted to go hike through Golden Gate Park. It costs money to take the bus to get there. And back, depending on how much time is spent there. Or you go for a long walk and then want to get a hot chocolate before heading home. I wanted to go somewhere, do something, for Thanksgiving this year. But you can't show up with empty hands. And since my pockets are empty, my hands remain empty. So I avoided talks about Thanksgiving plans as much as possible this year.
Lastly, it is frustrating to have money on the mind all the time. Everything always comes back to the money, and it's such a taboo subject. I have stopped reaching out to friends because getting together always costs money, and I feel wrong about letting others always pay. Last night I pulled out suitcases, but paused and looked at the biggest one. I've had it for over five years and never used that one. Could I sell it? For how much?
That's how I look at every single thing I own. How much is that worth and could I get money for it? I own two watches - one is professional and appropriate for work, while the other is more casual. Who needs a casual watch?! I don't need two watches. Hell, I have a cell phone, so I don't need any watches at all. I have four coasters - surely I could just put my drinks on top of a magazine. Wait, why do I need a subscription to Newsweek? If I cancel a magazine subscription that was a gift, will they send me the remaining money?
This is what I do instead of blogging. I look for jobs, and walk around my apartment trying to figure out why I own four mugs and how much I could get for them. Oh yeah, and I obsessively look at my bank account balance. My hope is that I'll realize I reversed two numbers, and the balance will be higher than I thought it was.
Hasn't happened yet. But that won't stop me from compulsively checking.
Multi-millionaires are now only millionaires. They have to travel within the country rather than internationally. Maybe they even have to fly coach. I have not slept through the night in months. I wake up with bile in my throat all the time. I stay at home because I can not bring myself to pay the $1.50 to take the bus anywhere. When I do take the bus somewhere I am in a rush the entire time. The last thing I want to have happen is to go over the time limit and have to spend another $1.50 to get home.
It's frustrating to not be able to invest in things, no matter how financially beneficial they may be to my future. Last Saturday I had to take the bus to another part of the city for a job (application). I was at the bus stop early, but the bus was even earlier and pulled away just as I got there. I ran down to another bus stop. Missed that bus too. Panic set in. It was hard enough to spend $1.50 for the bus, now I was contemplating spending over $10 on taking a cab, because I couldn't risk being late. (Ultimately I took three buses and got there five minutes early.)
Golden Boy is letting me borrow his car this weekend, and I was going to ask if he minded if I used it to go over to Target, to buy some cleaning and paper supplies I need. The kitchen sponge is falling apart and I barely have any Tide left, for example. Toilet paper is low. But there's no point, because I can't afford it. I will have to hope that 9 a.m. buys new sponges. I will have to wait.
A couple of years ago I used to try to encourage a friend to buy supermarket items (that didn't spoil) that were bigger, pointing out how they cost less per ounce. Each time she'd reject my idea, saying she couldn't afford it. I apologized to her about a month ago. I don't know how she didn't smack me.
It's frustrating at this time of year, especially. Every commercial is about holiday shopping. Everything you see out there has to do with consumerism. Sales. Buy things to stimulate the economy. I hear snippets of news that the idea of lowering interest rates for items bought in December is being tossed around. In an effort to encourage people to shop. To stimulate the economy. That won't help me.
I love my family, I love my friends. I would love to be able to give them things when I stumble across that perfect present. It would be nice to see a movie. It would feel wonderful to show people my appreciation for their generosity by doing more than just sending a thank you note.
My cousin on the East Coast wants to come out to San Francisco next spring. She gently inquired about staying with me, spending a few days here to explore the city. I want to say yes, of course. This is the type of relationship I have always wanted to have with my cousins. That I've always wanted to have as an adult, living on my own. But I'm hesitant to tell her to come. Even if I got a job tomorrow, I am so far in debt that five months from now I won't have enough money to show someone around the city.
So much of what we do involves money, especially living in a city. Even if I just wanted to go hike through Golden Gate Park. It costs money to take the bus to get there. And back, depending on how much time is spent there. Or you go for a long walk and then want to get a hot chocolate before heading home. I wanted to go somewhere, do something, for Thanksgiving this year. But you can't show up with empty hands. And since my pockets are empty, my hands remain empty. So I avoided talks about Thanksgiving plans as much as possible this year.
Lastly, it is frustrating to have money on the mind all the time. Everything always comes back to the money, and it's such a taboo subject. I have stopped reaching out to friends because getting together always costs money, and I feel wrong about letting others always pay. Last night I pulled out suitcases, but paused and looked at the biggest one. I've had it for over five years and never used that one. Could I sell it? For how much?
That's how I look at every single thing I own. How much is that worth and could I get money for it? I own two watches - one is professional and appropriate for work, while the other is more casual. Who needs a casual watch?! I don't need two watches. Hell, I have a cell phone, so I don't need any watches at all. I have four coasters - surely I could just put my drinks on top of a magazine. Wait, why do I need a subscription to Newsweek? If I cancel a magazine subscription that was a gift, will they send me the remaining money?
This is what I do instead of blogging. I look for jobs, and walk around my apartment trying to figure out why I own four mugs and how much I could get for them. Oh yeah, and I obsessively look at my bank account balance. My hope is that I'll realize I reversed two numbers, and the balance will be higher than I thought it was.
Hasn't happened yet. But that won't stop me from compulsively checking.
Labels: Cash Flow, City Livin, Golden Boy, Harshing Your Mellow, I'm Hurt, Pounding the pavement
19 Comments:
I've been selling my stuff lately. 20 bucks is the most I've gotten for something, but that's a small trip to the grocery store. I look for stuff that people have thrown out, hoping I can find something to shine up with some paint, and maybe that'll give me another trip to the grocery store.
I hope you say yes to your cousin! Damn it. I really wish I'd gone to SF now.
It sucks that people judge. From your posts and talking with a temp paralegal we just hired, I have begun realizing that should my firm fold, which at times, I fear, that I wouldn't be able to get a job so quickly.
I always thought, oh yea, no problem. Well, I am not nearly as cocky anymore. Temps are not being hired, which is what I assumed I would be easily able to transition into until I found something permanent.
I would like to see a paypal button around here. It would match your background.
Hey, best of luck with everything. I know how hard it can be not having money. Its even worse when everyone around you does and cannot comprehend not having any. Just keep hanging in there - your luck will change!
Ouch.
I don't know what I'd do if I suddenly had no income.
My MIL lost a ton of money when the stock market crashed (she no longer receives any dividends at all from her stock accounts and has only social security money to live on). She has been selling items on Ebay. She sold $600 worth of stuff in two weeks.
She started just by selling things she had around the house that she didn't want. Then she expanded and started selling Christmas-related items (tree skirts, collectibles, ornaments) that she bought at a thrift store for $1.50 or so and sold on Ebay for $10 or $15. She spent a *lot* of time at it (the per-hour rate was not so good), and she had to spend some money to buy mailing materials (boxes, packing peanuts, etc) so it wasn't all profit, but it has helped her get through a tough time. So maybe your idea to sell the coasters & mugs isn't so far-fetched after all...
Good luck with the job search. That would obviously be the quicker route to financial security.
I'm pulling for you, Green.
Good luck Green, I know SF is a tough place to live. I love that town, and my brother lived there for many years, barely making ends meet. Good luck on the job search! I hope something happens soon for you.
I feel your pain somewhat. I have been on disability since my deafness 14 months ago. It gives me 50% of what i used to make. That might be ok, but my wife had to quit her job completely with no disability due to her leukemia a few years ago.
We live on next to nothing.
Dude. Offer still stands.
I'd love to send you a christmas present (don't care whether sth to just make you happy or sth useful like sponges), so why don't you get an amazon wishlist and put up a link? Oh, just remebered, actually it would be a Hannukha present. :)
I love reading your blog. So why shouldn't you get something out of it? When I buy a book the author profits as well.
Hey GY...
This is a fellow poster from a couple of the fos on craigslist. I had never read your blog before, but I'll be damned if it doesn't sound like where I was 3 years ago when I made a stupid stupid decision. I thought I'd buy into the American dream of homeownership and it brought me to the brink of bankruptcy. I kept digging myself in deeper, stealing from Peter to pay Paul. When I had my child, I decided that this was not the way to live and we declared bankruptcy. It was not "an easy way out" because we make payments on our debt every month, but it allowed us to walk away from the cash pit that was our home and our lawyer was able to stop all the harrassing phone calls and collections.
Hi GY,
I'm not sure of the exact nature of your fiscal health but could you apply for CA welfare if you're unable to collect unemployment benefits? I know if you're collecting welfare, you're automatically eligible for Medi-Cal. Hope you're able to get a job soon. (I'm over 56 weeks unemployed after getting laid off from a staff position at a law firm down in SoCal so I can relate to your pain.)
I second the Amazon wishlist. I enjoy your blog, let me send a little joy your way.
XOXOXO from Austin. Hanukkah is coming up. A wish list sounds like a fine way for this non-Jew to send something needed or wanted your way.
A lot of bloggers seem to put Paypal buttons on their pages. Others will post appeals for money in times of crisis. It's something to consider - you are providing a service by writing a blog that we all read, and I think a number of us would be happy to contribute, or do the Amazon wishlist thing, or whatever. And anyone who doesn't want to, doesn't have to...
I third the Paypal button request... that or I'm going to start randomly Amazon-ing you toilet paper and dish soap. You'd be making people who read you feel BETTER if you put a button up. Really.
-wojapi
A bunch of people, who don't know each other but feel a connection. Ah, heck I don't know what we feel but I really like the wish list idea. Go for it GreenYogurt!
I know how you feel. I will third the eBay suggestion. It's a PITA but even clothes that I thought were kinda ratty still brought me in $5-$10 a sale.
Every time I lose a job (I lose my main freelance gig Monday) I eBay. Which is what I'm getting ready to do this week. : /
I agree on the PayPal idea and I think wojapi's right - I know I'd feel better!
I also like the Amazon wish list idea. I get lots of $25 certificates from my credit card use, and would be happy to use one of them to send you some things you need or want (or could sell on Ebay...).
FWIW, I like the paypal option too.
C
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